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Umbrella Insurance   

An Umbrella policy provides extra protection over all your assets

We hope your life is full of blue skies and sunshine, but it's still a good idea to have the protection you may need on a rainy day.

You can’t expect the unexpected. But we can help you prepare for it. Life is unpredictable and in an increasingly litigious society, it’s wise to have a safety net to protect you and your family from unexpected events.

What would you do if:

          Your dog accidentally injured your neighbor’s child?

          Your mail carrier tripped over a crack in your driveway, resulting in injury and disability?

          An overgrown tree in your yard crashed through your neighbor’s roof?

          The unthinkable happens, and you severely injured someone in a car crash?

Your current Insurance policy may not adequately cover unforeseeable events

Your current auto or homeowners policy may not adequately cover these and other unforeseeable events, which is why you need Personal Umbrella Insurance. Umbrella coverage provides extra protection that goes beyond your auto and homeowners limits; just in case something pops up that you didn’t expect.

One million dollar Umbrella policy or more—What is appropriate for you?

Remember, the more assets you own, the more you have to lose. So, if it be a one million—or
five million—umbrella you need information about, our agents would be happy to walk you through the details of Umbrella Insurance. We'll lay out your options so you can decide the appropriate coverage for your needs.

Give us a call at Hodge and Hodge Insurance (949-458-0442). We want you to have the full protection you deserve!